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In a large bowl, whisk the milk and instant pudding together until it thickens. About 2 minutes. Fold the whipped topping into the pudding mixture.
Bring the heavy cream and butter to a simmer in a medium saucepan over medium heat.
Add the chocolate chips to a large mixing bowl and then pour the heated heavy cream mixture over the top. Whisk the chocolate and cream until smooth. Set the ganache aside.
Create a single layer of graham crackers that line the bottom of your 9×13” baking dish. You may have to break some of the crackers to create an even layer that covers the dish.
Smooth half of the pudding mixture over the graham crackers in an even layer.
Add a layer of graham crackers over the pudding mixture and add the remaining pudding mixture over the second layer of graham crackers.
Top the pudding mixture with a layer of graham crackers and pour the chocolate ganache over the final layer of graham crackers and smooth it into an even layer.
Cover the dish and refrigerate for at least two hours before cutting and serving. Use a sharp knife to cut the eclair cake into 12 squares and serve chilled.